Category: coronavirus

Scam alert: Covid-19 related fraud is proliferating

In early April, we noted that there has never been a crisis or emergency that criminals won’t try to exploit and we posted a roundup of fraud schemes: Be on your guard for coronavirus scammers, skimmers & phishers! It’s time to update that list. Criminals are only getting smarter and more sophisticated about capitalizing on our coronavirus fears and the way we’ve adjusted our lives. Here are reports on some of the newer scams that authorities are seeing, along with tips on how to avoid being victimized.

Here are some of the common scams that the Department of Justice warns about:

  • Antibody testing fraud scheme
  • Unsolicited healthcare fraud schemes
  • Cryptocurrency fraud schemes including blackmail attempts, work from home scams, paying for non-existent treatments or equipment, or investment scams.
  • Calls and e-mails from imposters claiming to be IRS and Treasury employees
  • Robocall scams selling PPE, face masks, or other medical devices
  • “Free” COVID-19 tests if you supply Medicare information
  • Fake charities seeking donations or your bank / credit card info.
  • Imposter calls promising CARES Act stimulus payments or demanding refunds for a supposed over payment
  • Fake websites and apps claiming to be associated with CARES Act programs.

FBI Says Increased Use of Mobile Banking Apps Could Lead to Exploitation
Studies of US financial data indicate a 50% surge in mobile banking since the beginning of 2020. Additionally, studies show that 36% of Americans plan to use mobile tools to conduct banking activities, and 20% plan to visit branch locations less often. The FBI warns the public to be aware of fake banking apps and to be cautious about downloading apps on mobile devices that might contain banking-related malware. The FBI recommends only obtaining smartphone apps from trusted sources like official app stores or directly from bank websites. They also advise using Two-Factor Authentication and using strong passwords and good security.

FBI Sees Rise in Online Shopping Scam
The FBI reports an increasing number of people are ordering goods online from fraudulent vendors and the goods are never relieved. Victims are being directed to fraudulent websites from ads on social media platforms and popular online search engines that offer lower than usual pricing on such items as gym equipment, small appliances, tools and furniture. Many of the websites used content and contact information copied from legitimate sites and posed as US companies. Here are some fraud indicators. Instead of .com, the fraudulent websites used the Internet site domain extensions of .club and .top. Most of the site URLs (addresses) were purchased in the last 6-months.

The FBI offers these tips to avoid being victimized

  • Do your homework on the retailer to ensure it is legitimate.
  • Check the Whois Public Internet Directory for the retailer’s domain registration information.
  • Conduct a business inquiry of the online retailer at the Better Business Bureau.
  • Check other websites regarding the company for reviews and complaints.
  • Check the contact details of the website on the “Contact Us” page, specifically the address, email, and phone number, to confirm whether the retailer is legitimate.
  • Be wary of online retailers offering goods at significantly discounted prices.
  • Be wary of online retailers who use a free email service instead of a company email address.
  • Don’t judge a company by their website; flashy websites can be set up and taken down quickly.

Monitoring and reporting fraud schemes

Check out the FBI Coronavirus website periodically for updated fraud scheme reports. If you think you are a victim of a scam or attempted fraud involving COVID-19, you can report it without leaving your home by calling the Department of Justice’s National Center for Disaster Fraud Hotline at 866-720-5721 or submit the NCDF Web Complaint Form.

Related post:

 

Reprinted from Renaissance Alliance – no usage without permission.

Ideas for a safe and fun Fourth of July in New England

Things are looking much more positive and festive in New England for July 4 than they were a month ago for Memorial Day, but Covid19 is still looming so we all still need to be safe and careful. We worked hard to bring our numbers down, but we can see from some other parts of the country, things can spiral downward quickly if we don’t keep our guard up.

But you can still celebrate and enjoy the holiday. We’ve gathered some ideas and guidelines for how to have fun this Fourth of July!

The state of the states

Can you take day trips or weekend trips to adjoining New England states? See Northeast: Coronavirus-Related Restrictions By State for summaries, or we have state travel information below.

Virtual Holiday fun

If you plan to stick close to home, the New York Times offers some fun ways to mark the holiday virtually in Honor America’s Birthday (Safely) in 2020. 

  • They tell you how to enjoy televised NY fireworks, The Boston Pops and DC’s  “A Capital Fourth.”
  • They suggest several patriotic virtual tours such as The Statue of Liberty, Philadelphia’s Independence National Historical Park and other historic sites.
  • They offer a list of patriotic streaming movies, including a live recording of Hamilton on DisneyPlus.

The Washington Post also lists some holiday-related events, among them some real-world events in the capitol region and some televised and online events holiday events, such as July 4 at the National Archives, Wolf Trap Foundation for the Performing Arts concerts, and an online ‘We the People’ Concert and Tribute at Washington National Cathedral, along with other virtual concerts.

Walking, Biking, and Hiking New England

Outdoor activities are among the safest things we can do.  Fortunately, here in New England, we have beautiful scenery. Here are some suggestions:

Entertaining at home

Here are a few helpful guides:

We’ve also summarized some tips for both hosts and guest that were suggested by various guides and health experts

  • Check in with invited guests in advance about any concerns they have. Let them know “the rules’ so they feel comfortable and will respect your wishes. For example, rules about social distancing, what they should bring (their own beverages) or shouldn’t bring (shared food dishes, unannounced guests) and any bathroom rules, such as flushing with seat down.
  • Respect boundaries if people decline an invitation. Don’t take things personally.
  • Know your local guidelines about gathering sizes, but all experts agree: smaller is safer – and likely more comfortable for your guests.
  • Maintain social distancing – measure the space on your deck or your yard in advance to see how many seats can be accommodated 6 feet apart and base guest numbers on that.
  • Keep it outside. Have a plan to postpone if the weather turns bad and keep an eye on the weather.
  • Wear masks when not eating.
  • Wash hands frequently, bring / supply hand sanitizer.
  • BYO beverage, or provide them in individual cans or bottles.
  • Avoid shared plates, utensils, seasonings or condiments – things that people handle repeatedly.
  • Use disposable plates, utensils, napkins and place at each seat.
  • Avoid shared food dishes and plates. Provide individual servings.
  • Clean and disinfect high-touch areas like doorknobs and bathrooms before, during and after the party.
  • In bathrooms, provide paper towels, hand soap on the sink, disinfecting wipes.

 

Reprinted from Renaissance Alliance – no usage without permission.

What you need to know about wearing face masks

It’s not yet clear when stay-at-home restrictions might be lifted – they’ll vary by state. NPR maintains a handy state-by-state list of How Each State Is Responding To COVID-19 that talks about various restrictions. But one thing is clear – until there is a vaccine for the coronavirus, we won’t be going back to life as we knew it in the foreseeable future. It’s likely that restrictions on public places will be lifted gradually and that we will still be practicing advanced hygiene, and social distancing. And more and more of us will be wearing face masks or face coverings in public places to protect ourselves and others. The CDC has recommended this practice, and many communities and states are requiring them in all or some public places.

Whether they are required or not, many health experts point to the advantages in a pandemic. We know that the people can have coronavirus for a period of time before they show symptoms; in fact, the CDC says that up to 25% of people with coronavirus may not show any symptoms at all, but they can still be shedding the virus when they cough or sneeze. A face mask protects others against this. Plus, although face coverings aren’t a replacement for other protections, they offer an additional measure of safety for the wearer, particularly in places and situations where it may be difficult to maintain 6 feet of distance.

The New York Times has a handy User’s Guide to Face Masks (They are making coronavirus-related content freely available to all). The guide has many useful tips about the various types of masks, ideas for how to make masks and where to find patterns, and a brief video of how to make an easy no-cost, no-sew reusable face mask out of an old t-shirt. They also offer tips for how to put a mask on, how take it off, and how to clean it. It pretty much covers any questions you might have and offers links to other resources.

We’ve summarized some of their best-practice mask tips as well as tips from the CDC:

  • Wear a mask at all times in public spaces
  • Unless you have a health condition requiring it, don’t use a surgical mask or PPE intended for healthcare workers
  • Wash your hands before putting on a face mask and after taking it off
  • When removing it, avoid touching the front of the mask
  • A mask should cover your nose and mouth, going from near the bridge of your nose to down under your chin and stretch about halfway or more toward your ears.
  • Avoid touching your face while you are wearing the mask
  • Continue maintaining 6-feet of social distancing between you and others
  • Wash the mask after use

Children and masks

Your young children may be afraid to see their parents, loved ones – indeed, everyone, suddenly all covering their faces. Masks could provoke fear, sadness or just general anxiety about a stressful time. The New York Times talks about children who fear masks, noting that “One reason children may find masks disconcerting is that the ability to recognize — and read — faces is much weaker in young children than it will be by adolescence.” Children start developing facial identification skills around age 6, but it’s not until about age 14 that they have fully developed this skill. The article offers ideas for how to help children acclimate to face masks by explaining how they help others. Among their suggestions are to make the association between masks and superheroes.

The CDC says that children under 2 years of age should not wear masks. Should kids above that age wear masks? While children are less likely to become seriously ill from coronavirus, they still might be infected and therefore potentially infecting others. The New York Times talks about the issue of young children wearing face makes, noting that:

Masks are most useful in public places where your child is likely to come within six feet of another person (for example in a grocery store or pharmacy) and in areas where the virus has been spreading quickly, the C.D.C. said.

They offer tips for parents about when masks are advisable and ideas for how to persuade your children to use them.

More resources on face masks

 

Reprinted from Renaissance Alliance – no usage without permission.

Be on your guard for coronavirus scammers, skimmers & phishers!

There’s never been a crisis that cyber criminals won’t try to exploit — rest assured, they are out in full force during the coronavirus crisis. Their goal is to capitalize on your fears and anxieties to steal your money and your credentials. They hope that you will be distracted and that your guard may be lowered. We offer a roundup of just a few of the scams that we’ve been hearing about, along with resources that offer security and protection tips.

Phone scams
The Federal Communications Commission alerts us that phone and text message scammers are out in full force to take advantage of the coronavirus crisis to prey on consumers and they discuss common ploys and talk about how to protect yourself in COVID-19 Consumer Warnings and Safety Tips.

Common scams include offering free home testing kits, promoting bogus cures, selling health insurance, and preying on virus-related fears. They also prey on financial fears offering bogus debt consolidation services and work from home schemes. They tout fake charities. Scammers often impersonate government agencies.

One particular issue to be aware of:

Many consumers will receive checks as part of the federal government response to the coronavirus. No one will call or text you to verify your personal information or bank account details in order to “release” the funds. The Treasury Department expects most people to receive their payments via direct-deposit information that the department has on file from prior tax filings.

The FCC offers the following tips to help you protect yourself from scams, including coronavirus scams:

  • Do not respond to calls or texts from unknown numbers, or any others that appear suspicious.
  • Never share your personal or financial information via email, text messages, or over the phone.
  • Be cautious if you’re being pressured to share any information or make a payment immediately.
  • Scammers often spoof phone numbers to trick you into answering or responding. Remember that government agencies will never call you to ask for personal information or money.
  • Do not click any links in a text message. If a friend sends you a text with a suspicious link that seems out of character, call them to make sure they weren’t hacked.
  • Always check on a charity (for example, by calling or looking at its actual website) before donating.

Coronavirus Phishing Scams
Consumer Reports  talks about phishing scams that pitch COVID-19 health information and fake cures. They say that:

Many of the emails, which often appear to be sent by WHO or the Centers for Disease Control and Prevention, pretend to offer new information about the virus.

Some hint at the availability of a vaccine, and others claim to be from charitable organizations looking to raise money for victims.

Although the ploys are “depressingly familiar” to those well-versed in phishing emails, they come at a time when people worldwide are particularly vulnerable, says Eric Howes, principal lab researcher for KnowBe4, a cybersecurity company focused on phishing prevention.

“When people are distracted, concerned, and extremely motivated to get information,” he says, “you can’t count on them to notice things they might have in calmer times.”

Their post shows how the phishing scams work and offers a list of tips from digital security experts on how to avoid getting scammed.

Consumer Reports also offers other coronavirus-related alerts:

Online shopping safety: protect against skimmers
Malwarebytes offers tips for safe online shopping post COVID-19. They talk about various problems online shoppers should be on alert for, from raised prices and price gouging to counterfeit goods. They remind shoppers to use only trusted sites and to visit those sites directly rather than through links found in emails or on web pages, which could be phishing attempts. They offer this pro tip: Bookmark favorite URLs to save on manually typing. By saving the URL rather than searching for a shop name, you are less likely to be fooled by impersonators.

They call out one threat many shoppers may be unaware of and most people wouldn’t spot – online shopping cart skimmers:

Ever since shelter-in-place orders have sent millions of shoppers online, the Malwarebytes threat intelligence team has noticed an uptick in the amount of digital credit card skimmers, also known as web skimmers. Web skimmers are placed on shopping cart pages and collect the payment data that customers enter when they purchase an item online.

Cybercriminals can hack the websites of legitimate brands to insert web skimmers, so avoiding resellers or little-known boutiques won’t protect shoppers from web skimmers. Instead, consider using an antivirus with web protection or browser extensions that block malicious content.

To help prevent such exploits, make sure you have good antivirus and anti-malware protection and keep it up to date.

Working from Home
The Better Business Bureau says that as more people work from homes, IT and security companies are noting an increase in hacking/phishing attempts. They offer 10 Tips to Stay Cyber Secure When Working Remotely. We also found this great advice. concrete advice from insurer HSB to be very helpful: Seven Ways in Seven Days to Boost Cybersecurity While Working Remotely. They talk about each step in more detail, but here’s a summary of steps they suggest/

Day 1: Unsubscribe to unsolicited email
Day 2: Get on the “Do Not Call” List
Day 3: Block unwanted callers
Day 4: Try a password manager
Day 5: Employ multi-factor authentication
Day 6: Confirm that operating systems have the latest update installed
Day 7: Confirm and update subscription(s) to anti-virus and anti-malware software

Reprinted from Renaissance Alliance – no usage without permission.

COVID19: Fun & educational sites for your stay-at-home kids

Who likes to be cooped up? None of us!  But kids are in their formative, high-energy years so it’s particularly hard for them to be away from school, friends, playgrounds, sports, and other activities. And if you are a parent, your challenge is to keep your kid(s) engaged, learning, happy, and safe. Online school activities and homework are likely occupying a good amount of time, but as we approach the weekend, we thought we’d offer some fun resources for you and your kids to explore. At the end of the list, we’ve also included some resources for keeping your kids safe online.

To start, we point you to Common Sense Media, a nonprofit offering reviews for what your kids want to watch (before they watch it). It offers trusted ratings for movies, books & apps created with families in mind. See their Resources for Families During the Coronavirus Pandemic. OK, on to the site

The Smithsonian – Fun Stuff for Kids and Teens
Meet the animals in live video cams, play games in the Science Game Center, visit the Learning Lab, download coloring sheets from the collection and explore more than a million science, art, history and nature resources.

NASA Space Place – Science for Kids
The site’s mission is “to inspire and enrich upper-elementary-aged kids‘ learning of space and Earth science online through fun games, hands-on activities, informative articles and engaging short videos. With material in both English and Spanish and resources for parents and teachers, NASA Space Place has something for everyone.”

NASA Kids Club
This site offers games is geared to children pre-K through grade 4. These games support national education standards in STEM — science, technology, engineering and mathematics.

Sesame Street Caring for Each Other
In response to the unprecedented uncertainty facing young children and families, Sesame Workshop’s Caring for Each Other initiative marks the beginning of a commitment to support families throughout the COVID-19 health crisis with a broad variety of free resources. “Children thrive with structure in their lives and they learn best through play–even in everyday moments like mealtimes and morning and evening routines. So our site is filled with content you can use all day long to spark playful learning, offer children comfort, and focus a bit on yourself, too.”

Code.org
Respected nonprofit that provides the leading curriculum for K-12 computer science in the US. Learn computer science when schools are closed features “Hour of Code” one-hour tutorials, online courses for both pre-readers and kids aged 9-18, a video library, apps and APP Lab where you can learn to design and build apps. Take a Code Break  offers a weekly interactive classroom with special guests; A weekly activity or challenge; Options for beginners, experienced students, and even students without computers. Create an account or just start coding – no account needed. All courses are available at no cost.

The Best Kids’ Podcasts for Sheltering at Home
Compiled by Wired Magazine, who says, “These child-friendly podcasts will keep your children entertained and ease the stress of being stuck indoors.”

EarthCam’s Animal Cams
Watch animals from parks, zoos and sanctuaries worldwide.

Some of the Best Online Learning Apps & Games for Kids
Wirecutter spent more than 40 hours researching and testing 50-plus apps recommended by educators, experts, and parents – they offer some great suggestions.

Audible Stories
For as long as schools are closed, kids everywhere can instantly stream an incredible collection of stories, including titles across six different languages, that will help them continue dreaming, learning, and just being kids. All stories are free to stream on your desktop, laptop, phone or tablet.

TIME for Kids
The school-based publication that has provided quality, trusted journalism to millions of students in elementary classrooms for 25 years, will provide free access to new issues of TIME for Kids and Your $, the financial literacy magazine for kids for the remainder of the school year. TIME for Kids will also make available a complete library of previously published editions from 2020 along with additional educational resources and activities.

The League of Young Inventors – Invent at Home
Nonprofit with a mission to make interdisciplinary hands-on science learning accessible to a wide range of kids, both inside and outside of school. They offer a growing series of free hands-on STEAM lessons for families with kids in grades K-5. Before you start, they offer a recommended that families build a Problem Solver’s Toolkit of basic school supplies, craft materials, and household recyclables.

The Hidden Worlds of the National Parks
Follow rangers on virtual tours of several national parks. From Google Arts & Culture.

Scholastic Learn At Home
Daily lessons that combine videos, stories and prompts for drawing and writing activities. Grade levels include pre-K through grade 9.

20 Amazing Places You Can Visit Without Leaving Home
For parents and kids, visit museums, aquariums, safari parks, zoos, Northern lights and more.

Internet safety for kids – parental resources

  • Family Online Safety Institute –  FOSI’s 20 members, from Amazon to Verizon represent the leading Internet and communications companies in the world. And our work encompasses public policy, industry best practice as well as good digital parenting.
  • ConnectSafely – a Silicon Valley, Calif.-based nonprofit organization dedicated to educating users of connected technology about safety, privacy and security. Find research-based safety tips, parents’ guidebooks, advice, news and commentary.
  • Family Safety Basics from Google – A page of quick and basic family safety tips.
  • FTC – Protecting Kids Online
  • FTC: The Children’s Online Privacy Protection Act

 

Reprinted from Renaissance Alliance – no usage without permission.

COVID19: Even with the shutdown, you can still give blood

As the coronovirus crisis continues across the nation, many of us wonder how we can help. Here’s one way: The American Red Cross reports a severe blood shortage. With so many people in shutdown all over the country, many blood drives have been cancelled. Yet just because many things have stopped, Red Cross reminds us that life’s other emergencies haven’t gone on shutdown.

Each year on average, the Red Cross:

  • Responds to more than 60,000 disasters across the country.
  • Trains more than 4.8 million people in first aid, water safety and other lifesaving skills.
  • Collects more than 4.6 million blood donations and nearly 1 million platelet donations from more than 2.6 million volunteer donors.
  • Provides nearly 471,000 services to military members, veterans and their families.
  • Helps 230 million people outside the U.S. through American Red Cross disease prevention activities and disaster services.

Blood drives are still happening because they are controlled events with trained staff and provide an essential services. See more on safety protocols that the Red Cross follows below. Individuals can schedule an appointment to give blood with the American Red Cross by visiting RedCrossBlood.org, using the Red Cross Blood Donor App, calling 1-800-RED-CROSS or activating the Blood Scheduling Skill for Amazon Alexa.

And if you absolutely can’t donate blood for whatever reason, consider making a donation to the Red Cross Coronavirus efforts.

COVID10 - Red Cross give blood poster

Reprinted from Renaissance Alliance – no usage without permission.

Coronavirus Stay-at-Home Care Kit

If you are one of the millions who are confined to home during the Coronavirus outbreak, we have scoured the web for some of the best advice, tips and tools to help you make the most of things .. from working at home, keeping safe, stocking up, keeping kids safe and amused and dealing with anxiety and boredom.

Working from home

8 Tips To Make Working From Home Work For You – “Never before have workers telecommuted on such a broad scale. Millions of people are trying to work from home — if they can, of course. NPR’s Life Kit wants to help WFH work for you, especially if you’re doing so for the first time.”

Working From Home Because of COVID-19? These Tech Ideas Can Make It Easier – Consumer Reports offers tools and services, to help you  increase productivity.

How to Set Up a Home Workstation to Avoid Muscle Strain, Headaches, and Sore Eyes – If the coronavirus outbreak is forcing you to work from home, follow CR’s advice for your home office, kitchen, or bedroom

How to Stay Sane When Working From Home With Kids – tips from Wirecutter

Keeping safe!

These Common Household Products Can Destroy the Novel Coronavirus – Consumer Reports shows you how to use them and tells you which products to stay away from.

How to Clean and Disinfect Yourself, Your Home, and Your Stuff – Wired magazine offers their best in-depth best practices for keeping yourself (and just about everything else) clean and virus-free.

How You Can Kill Coronavirus in Your Car Without Damaging Interior Surfaces

Should You Disinfect Your Phone? Here’s How.

List N: Disinfectants for Use Against SARS-CoV-2 – EPA.gov lists common household products and their effectiveness in protecting against Coronavirus.

Beware: Scams & hoaxes

Beware of Products Touting False Coronavirus Claims – Regulators and watchdogs warn consumers of hucksters playing on fears to make profits.

Phishing in the Time of COVID-19: How to Recognize Malicious Coronavirus Phishing Scams – good tips from the Electronic Frontier Foundation.

How to Avoid Coronavirus Phishing Scams – Watch out for a surge in emails from cybercriminals pitching COVID-19 health information and fake cures

Stocking Up

Grocery shopping during the coronavirus: Wash your hands, keep your distance and limit trips – Washington Post offers tips, including ideas for people who are 65 or older, or immune compromised.  .

How to Protect Yourself From Coronavirus When Grocery Shopping – Consumer Reports offers precautions to take whether you shop in-store or online

Grocery rules for your coronavirus lockdown: Buy beans, freeze milk, don’t hoard, and more – Who knew you could freeze milk? CNN offers tips for the best foods to buy when  you’re going to be stuck at home.

Wirecutter: The Best Meal Kit Delivery Services

Keeping Kids Safe & Engaged

How to Cope at Home With Kids During the Coronavirus Outbreak – Keep your family healthy—physically and mentally—and minimize spread of the virus

How Parents Can Keep Kids Busy (and Learning) in Quarantine – from The Atlantic: As American schools close, parents are suddenly faced with the challenge of keeping their children occupied at home. Here are some ideas.

Wirecutter: Our Favorite Educational Apps and Learning Games for Kids

PopSugar: A List of Indoor Activities That Will Keep Kids Entertained While Stuck at Home

Passing the Time

New York Times: Comforting Streaming TV Shows for Stressful Times

Time: A Guide to the Most Calming, Anxiety-Free Content You Can Stream Right Now

NPR’s Fresh Air Archive

Fun for you & for the kids: Monterey Bay Live Web Cams

NY Times: Can I Jog Outside? Is That Drinking Fountain Safe? Exercise in the Time of Coronavirus

Bicycling: How to Ride Safely Amid Coronavirus Concerns

A 20-minute workout is perfect for social distancing – video and tips from the Washington Post

Dealing with stress

Coronavirus anxiety: Why the outbreak feeds worries and five simple ways to reduce coronavirus anxiety

Cleveland Clinic: 5 Ways to Manage Stress During the Coronavirus Outbreak – Tips for preventing a mental meltdown

Anxiety can be a general feeling of apprehension, fear, nervousness, or worry. It can also be a sudden attack of panicky feelings, or fear of a certain situation or object. Learn more about anxiety disorders and treatment options from Medline.

Reprinted from Renaissance Alliance – no usage without permission.

Coronavirus facts, myths, travel issues and more

The coronavirus, also known as COVID19, originated in China, and has spread to at many other countries – the New York Times has an updated coronavirus tracking map where you can follow the outbreak across the globe. As of today, there are 60 identified cases in the U.S. – check the map for state breakdowns. We don’t yet know how we will be affected in the U.S. – we can only see that it spreads rapidly and viruses don’t respect borders.

As with many emerging illnesses, there’s a lot of fear about the potential impact. There’s also quite a bit of misinformation and many myths are circulating already. Fear and over-reaction create many additional problems. In times of health emergencies, it’s important to rely on trusted and authorized sources of information. Here in the U.S., the Centers for Disease Control & Prevention (CDC) has a dedicated coronavirus site with information for the public about how the illness spreads, symptoms, testing, FAQs, fact sheets and more. Coronavirus disease (COVID-19) outbreak, web resources from the World Health Organization (WHO), includes helpful, reputable information. Be careful about any information that you see posted on social media – make sure you know your source.

It’s important to keep perspective.  From what we know now, coronavirus has high contagion but relatively low number of deaths in proportion to cases. Like influenza, it is of most concern to elderly and people with compromised immune systems. Remember, our usual flu season is still in progress, and the CDC estimates that between Oct. 1 and Feb. 15, seasonal influenza, aka “the flu.” has claimed the lives of 16,000 people.

This 10-minute video interviews two pathologists about the most common myths about the coronavirus, while presenting many facts about the disease and offering sensible advice for self protection.

CDC Coronavirus Prevention Guidance

There is currently no vaccine to prevent coronavirus, but the best way to prevent the disease includes the everyday prevention methods that help spread of respiratory diseases, influenza and other viruses. The CDC says:

  • Avoid close contact with people who are sick.
  • Avoid touching your eyes, nose, and mouth.
  • Stay home when you are sick.
  • Cover your cough or sneeze with a tissue, then throw the tissue in the trash.
  • Clean and disinfect frequently touched objects and surfaces using a regular household cleaning spray or wipe.
  • Follow CDC’s recommendations for using a facemask.: CDC does not recommend that people who are well wear a facemask to protect themselves from respiratory diseases, including COVID19. Facemasks should be used by people who show symptoms of COVID19 to help prevent the spread of the disease to others. The use of facemasks is also crucial for health workers and people who are taking care of someone in close settings (at home or in a health care facility).
  • Wash your hands often with soap and water for at least 20 seconds, especially after going to the bathroom; before eating; and after blowing your nose, coughing, or sneezing.
  • If soap and water are not readily available, use an alcohol-based hand sanitizer with at least 60% alcohol. Always wash hands with soap and water if hands are visibly dirty.

Travel issues and travel insurance

One big issue that people are questioning is whether it’s safe to travel. Right now, the countries on highest alert for travel are China and South Korea. The CDC is also warning travelers to Italy, Iran, and Japan to “practice enhanced precautions.” Check the CDC travel health advisories and the State Department’s travel advisories for the current status of countries you may be planning to visit. For more information, see CDC Travel.

The next question people have is if they should reschedule travel, and whether travel insurance will cover them if they have to cancel or have travel disrupted due to coronavirus. The bad news is, not always – it depends. It’s important to know the extent of your travel coverage and understand what is and what isn’t covered. PropertyCasualty360 addresses this in their article: Will travel insurance cover coronavirus?

“Tour operators and travel insurance brokers are reporting an increasing number of requests from customers asking to change their travel plans. Meanwhile, many U.S. airlines, including United, America and Delta, have canceled several flights to China.

Consumers may be surprised to learn that in either situation, their travel policy probably wouldn’t cover them.”

Most travel insurance is designed to protect you in case you need to cancel a trip, lose belongings, or require medical attention. But for cancellations related to coronavirus, only certain reasons qualify.”

They discuss the various scenarios in which a traveler may be covered, and those in which the traveler would not be. If you are planning a trip, it’s worth reading. And for more good travel planning advice, see Consumer Reports: How the Spread of Coronavirus Could Affect Your Travel Plans.

Additional coronavirus resources

Here are a few other resources that we’ve found helpful:

Reprinted from Renaissance Alliance – no usage without permission.